2025 Florida Legislative Session Wrap-Up: Key Wins for Real Estate Professionals and Property Owners

The 2025 Florida Legislative Session, which extended to June 16 to finalize the state budget, delivered significant victories for real estate professionals, property owners, and consumers across the Sunshine State. Florida Realtors® played a pivotal role in shaping legislation that strengthens the real estate industry while protecting private property rights and promoting transparency. For those of us at Truvera Title, these outcomes directly impact how we serve our clients and navigate the evolving Florida housing market. Here’s a breakdown of a few legislative wins and what they mean for you.

Increased Transparency in Condominium Transactions (HB 913)

One of the standout achievements of the session is HB 913, which enhances transparency for condominium buyers. Starting July 1, 2025, condo associations with 25 or more units must post approved board meeting minutes from the past 12 months on their websites. This allows prospective buyers to stay informed about potential special assessments before they’re formally adopted, reducing surprises during the closing process. Additionally, the bill extends a buyer’s right to cancel a contract to seven days after receiving governing documents, giving clients more time to make informed decisions.

What This Means for You: As real estate professionals, this increased transparency helps us guide buyers with confidence, minimizing post-closing disputes and fostering smoother transactions. At Truvera Title, we’re ready to support you with clear title processes to complement these new protections.

Eliminating Lookback Periods for Flood Compliance (SB 180)

The National Flood Insurance Program (NFIP) lookback periods have long posed challenges for homeowners looking to repair or improve their properties. These periods often required costly flood zone compliance upgrades, discouraging renovations and potentially lowering home values. SB 180, effective July 1, 2025, prohibits local governments participating in the NFIP from enforcing lookback periods. It also mandates a dedicated webpage for hurricane and storm recovery permitting guides, making it easier for property owners to navigate post-storm repairs.

What This Means for You: This change empowers homeowners to maintain and enhance their properties without the financial burden of outdated flood regulations. For real estate agents, it’s an opportunity to highlight the increased flexibility for buyers in flood-prone areas, boosting marketability.

Protecting Vacation Rental Owners from Squatters (SB 606)

Short-term rental owners, a vital part of Florida’s tourism-driven economy, gained new protections through SB 606, effective July 1, 2025. This bill clarifies when a guest’s stay is temporary, sets clear rules for removing problem guests, and allows law enforcement to arrest those who refuse to leave. This builds on 2024’s anti-squatter legislation, extending protections to public lodging establishments like hotels and vacation rentals.

What This Means for You: For property managers and owners of vacation rentals, this legislation provides peace of mind and stronger legal recourse against disruptive guests. It reinforces Florida’s commitment to supporting the short-term rental market, which is great news for investors and agents specializing in this niche.

Preserving Florida’s State Parks (HB 209)

Florida’s natural beauty is a cornerstone of its appeal, and HB 209, effective July 1, 2025, ensures state parks remain protected. The bill prioritizes conservation-based recreational use, restricts environmentally harmful construction, and allows camping cabins only if they don’t damage natural resources. It also establishes timelines for public hearings to ensure community input.

What This Means for You: For buyers seeking properties near Florida’s pristine state parks, this legislation enhances the long-term value of these locations by preserving their environmental integrity. It’s a selling point for eco-conscious clients and a reminder of Florida’s commitment to sustainable growth.

Affordable Housing and Land Use Reforms (SB 110)

While some priorities, like SB 110, remain pending until the budget is finalized, this bill promises significant changes for affordable housing. It expands land use mandates for affordable housing to include sites owned by religious institutions and certain planned unit developments. It also prohibits local governments from enforcing building moratoria on most authorized developments and clarifies zoning definitions for commercial, industrial, and mixed-use projects. If passed, these changes, effective July 1, 2025, could unlock new opportunities for housing development.

What This Means for You: These reforms signal continued investment in addressing Florida’s housing affordability crisis. For developers and agents, this could mean more inventory and opportunities to serve first-time buyers, especially through programs like Hometown Heroes, which has already helped over 20,000 Floridians since 2022.

Why These Changes Matter

The 2025 Legislative Session underscores Florida Realtors’ commitment to advocating for policies that make homeownership more accessible, protect property rights, and streamline real estate transactions. At Truvera Title, we’re here to help you navigate these changes with expert title and closing services, ensuring your clients benefit from these new protections and opportunities.

As we move into the second half of 2025, stay tuned for updates on pending bills like SB 110 and how they’ll shape the market. In the meantime, let’s celebrate these wins and continue working together to make Florida’s real estate market stronger than ever.

Have questions about how these legislative changes impact your next transaction? Contact Truvera Title today—we’re your trusted partner in real estate.

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Sources:

- Florida Realtors, 2025 Legislative Final Report[](https://www.floridarealtors.org/advocacy/2025-legislative-final-report)